{"id":71423,"date":"2024-02-22T08:26:45","date_gmt":"2024-02-22T07:26:45","guid":{"rendered":"https:\/\/capitalplan.nl\/hypotheek\/?page_id=71423"},"modified":"2024-04-30T17:26:46","modified_gmt":"2024-04-30T15:26:46","slug":"levenhypotheek-op-basis-van-beleggingen","status":"publish","type":"page","link":"https:\/\/capitalplan.nl\/hypotheek\/levenhypotheek-op-basis-van-beleggingen\/","title":{"rendered":"Levenhypotheek op basis van beleggingen"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"780\" height=\"439\" src=\"https:\/\/capitalplan.nl\/hypotheek\/wp-content\/uploads\/2024\/02\/traditionele_hypotheek.jpg\" alt=\"\" class=\"wp-image-71425\" srcset=\"https:\/\/capitalplan.nl\/hypotheek\/wp-content\/uploads\/2024\/02\/traditionele_hypotheek.jpg 780w, https:\/\/capitalplan.nl\/hypotheek\/wp-content\/uploads\/2024\/02\/traditionele_hypotheek-480x270.jpg 480w\" sizes=\"auto, (min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 780px, 100vw\" \/><\/figure>\n\n\n\n<p>In contrast to the normal life mortgage, the capital with this type of mortgage is built up in an investment insurance policy.&nbsp;The loan is repaid at the end of the term or in the event of the earlier death of the insured person(s) with the payment from this life insurance policy.&nbsp;With this form, tax-free capital is also built up and you benefit from the interest deduction.<\/p>\n\n\n\n<p><strong>Advantages compared to the normal life mortgage<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>with a good investment, more is built up than is necessary to repay the mortgage;<\/li>\n\n\n\n<li>the policyholder determines to a certain extent how his premiums are invested;<\/li>\n<\/ul>\n\n\n\n<p><strong>Disadvantages compared to the normal life mortgage<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>investment risk, yield may be lower than expected at maturity.&nbsp;In this case, one is left with an unforeseen residual debt;<\/li>\n\n\n\n<li>often higher cost structure;<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>In contrast to the normal life mortgage, the capital with this type of mortgage is built up in an investment insurance policy.&nbsp;The loan is repaid at the end of the term or in the event of the earlier death of the insured person(s) with the payment from this life insurance policy.&nbsp;With this form, tax-free capital [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":71425,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"<!-- wp:image {\"id\":71425,\"sizeSlug\":\"full\",\"linkDestination\":\"none\"} -->\n<figure class=\"wp-block-image size-full\"><img src=\"https:\/\/capitalplan.nl\/hypotheek\/wp-content\/uploads\/2024\/02\/traditionele_hypotheek.jpg\" alt=\"\" class=\"wp-image-71425\"\/><\/figure>\n<!-- \/wp:image -->\n\n<!-- wp:paragraph -->\n<p>In contrast to the normal life mortgage, the capital with this type of mortgage is built up in an investment insurance policy.&nbsp;The loan is repaid at the end of the term or in the event of the earlier death of the insured person(s) with the payment from this life insurance policy.&nbsp;With this form, tax-free capital is also built up and you benefit from the interest deduction.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Advantages compared to the normal life mortgage<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list -->\n<ul><!-- wp:list-item -->\n<li>with a good investment, more is built up than is necessary to repay the mortgage;<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>the policyholder determines to a certain extent how his premiums are invested;<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n\n<!-- wp:paragraph -->\n<p><strong>Disadvantages compared to the normal life mortgage<\/strong><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:list -->\n<ul><!-- wp:list-item -->\n<li>investment risk, yield may be lower than expected at maturity.&nbsp;In this case, one is left with an unforeseen residual debt;<\/li>\n<!-- \/wp:list-item -->\n\n<!-- wp:list-item -->\n<li>often higher cost structure;<\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->","_et_gb_content_width":"","footnotes":""},"class_list":["post-71423","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/capitalplan.nl\/hypotheek\/wp-json\/wp\/v2\/pages\/71423","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/capitalplan.nl\/hypotheek\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/capitalplan.nl\/hypotheek\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/capitalplan.nl\/hypotheek\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/capitalplan.nl\/hypotheek\/wp-json\/wp\/v2\/comments?post=71423"}],"version-history":[{"count":9,"href":"https:\/\/capitalplan.nl\/hypotheek\/wp-json\/wp\/v2\/pages\/71423\/revisions"}],"predecessor-version":[{"id":71570,"href":"https:\/\/capitalplan.nl\/hypotheek\/wp-json\/wp\/v2\/pages\/71423\/revisions\/71570"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/capitalplan.nl\/hypotheek\/wp-json\/wp\/v2\/media\/71425"}],"wp:attachment":[{"href":"https:\/\/capitalplan.nl\/hypotheek\/wp-json\/wp\/v2\/media?parent=71423"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}